Why Hawai‘i Non-Profit Insurance Matters
Running a non-profit comes with responsibilities that standard insurance simply cannot cover. From protecting your staff and volunteers to safeguarding your events, assets, and reputation, we offer custom solutions to meet the specific needs of Hawai‘i non-profit organizations.
Non-profit Insurance Designed for Your Organization
Directors and Officers (D&O)
Protect your leadership from personal liability, ensuring board members and officers are shielded from claims related to mismanagement, financial errors, or employment practices.
Cyber Liability
Safeguard sensitive donor data, financial information, and operational systems from the growing threat of cyberattacks.
Commercial General Liability (CGL)
Commercial General Liability insurance covers many of the common liability loss exposures faced by an organization, including its premises, operations, and products.
Commercial Property
Whether you operate from an office, community center, or leased space, protect your property, assets, and equipment.
Employment-Related Practices Liability
Address workplace risks related to harassment, discrimination, wrongful termination, or wage disputes.
Umbrella Policies
Bundle multiple coverage options, allowing us to provide you with a customized plan that fits your needs.
Temporary Disability Income (TDI)
We provide your employees with essential income support during temporary medical leave, ensuring compliance with Hawai‘i’s TDI requirements while fostering a culture of care.
Workers Compensation & Employers Liability
Protect your employees and your business by covering workplace injuries, medical costs, and potential legal claims.
Industries Served
Here at Atlas, we understand that no two businesses are the same. Your insurance policy needs to be customized, ensuring you receive coverage while also maintaining compliance. For a breakdown of policies based on your respective industry, click the button below to learn more
Frequently Asked Questions
What kind of insurance do I need for my non-profit organization?
Nonprofits need insurance to protect against common risks. Key coverage includes General Liability, D&O for board decisions, Professional Liability, Commercial Auto, Property, and Workers’ Compensation. Additional options like Cyber Liability, EPLI, and Umbrella insurance offer extra protection for data breaches, workplace claims, and major losses.
Is Health insurance required in Hawaii even if I’m a Non-Profit?
The Prepaid Health Care Act requires all employers to provide health insurance to employees who work at least 20 hours a week for four straight weeks. This coverage is mandatory and cannot be waived by the employee.
Why does my non-profit need D&O insurance?
Nonprofits need D&O insurance to protect board members and leaders from personal liability in lawsuits over mismanagement, discrimination, or regulatory issues. It covers legal defense and damages, while also helping attract qualified volunteers and executives by offering peace of mind.
Why Choose Atlas Insurance?
As a trusted partner since 1929, Atlas Insurance has built its reputation on protecting organizations like yours. We’re not just an insurance provider; we’re risk navigators, working closely with non-profits to ensure comprehensive protections tailored to your specific challenges.
Our approach is rooted in:
- Integrity: We act with honesty and always prioritize your organization’s well-being.
- Collaboration: We work hand-in-hand with you to understand your unique mission and requirements.
- Expertise: With nearly a century of experience, we bring the specialized knowledge and resources you need in today’s complex world.
- Advocacy: We stand by your side, ensuring fair claims handling and providing continuous support when you need it the most.
Let’s Protect Your Mission
Your mission is too important to leave unprotected. Trust Atlas Insurance to help protect the people, property, and purpose that make your non-profit thrive.Contact us today to learn more about our customized non-profit insurance solutions. Together, we’ll make sure you’re prepared to keep driving your mission forward.