We work closely with non-profits, making quality and specialized coverage available at prices your organization can afford
Times have been difficult for Hawaii-based non-profits, with the recent slump in the economy and increased scrutiny on how organizations spend their dollars. Non-profits need an insurance partner they can count on.
Atlas is the state’s insurance leader with large social service non-profit clients such as Easter Seals, Lanakila, Child & Family Services, Maui Economic Opportunity and the Institute of Human Services.
We have in-house loss control expertise to support your organization and claims experts with the experience to advocate on your behalf. This will save precious dollars that could better serve your mission and goals. Atlas also has Directors & Officers expertise to help ensure that your volunteer board of directors are protected.
What our clients are saying:
Maui Economic Opportunity, Chief Human Resources Officer
Atlas Insurance Agency has been a strong partner and advocate for MEO over the last 10 years. They have taken the time to understand our organization and the deep commitment we have to the people of Maui County. Atlas’ Benefit Consulting team has been a strong resource for MEO by helping us navigate through the complexity of Federal and State regulations attached to employee benefits. They have even partnered with us to provide informational seminars regarding the latest trends and need to know subjects for Maui’s business community. Atlas continuously matches their services to meet our unique and changing needs, providing a wealth of knowledge, information, and tools to assist our team so we can fulfill our mission within the community.
Typical insurance coverages for Non-Profit include but are not limited to:
Evaluating the business income loss exposure requires an understanding of how business income losses are measured, how a business interruption affects expenses and the property and perils that business income losses can involve.
Almost every organization has auto exposures, even those that do not own any automobiles. The most commonly used form for insuring commercial autos, the Business Auto Coverage Form, covers auto liability, physical damage and no-fault exposures.
Commercial General Liability (CGL)
Commercial General Liability (CGL) insurance covers many of the common liability loss exposures faced by an organization, including its premises, operations, and products.
Whether it is the computers, office furniture, fixtures, equipment, records and office supplies of your small business; the complex machinery of an automated manufacturer; or the office and apartment buildings owned by a large real estate developer, all commercial enterprises use at least some tangible property that is exposed to loss.
Commercial Umbrella coverage provides liability coverage that supplements the limits of an insured's General Liability, Automobile Liability and Employers Liability policies.
Directors & Officers Liability
Directors & Officers Liability coverage insures corporate directors and officers against claims, usually brought by stockholders, alleging loss due to mismanagement.
Employment-Related Practices Liability
Employment-Related Practices coverage is available for the legal costs to defend claims against sexual harassment, wrongful termination and discrimination, and the actual legal liability for such acts.
Flooding is a relatively common and costly natural disaster here in Hawaii, particularly in areas near streams, rivers and beaches. Flood water can destroy walls, floors, equipment, supplies, files and much more.
Temporary Disability Income (TDI)
The Hawaii Temporary Disability Income (TDI) law was enacted in 1969 and requires employers to provide partial wage replacement insurance coverage to their eligible employees for non-work-related sickness or injury (including pregnancy).
Workers Compensation & Employers Liability
Workers Compensation statutes obligate Hawaii employers, regardless of fault, to pay specific medical, disability, rehabilitation, and death benefits for their employees’ job-related injuries and diseases.