Bespoke Solutions

No matter what your business needs, we can find a solution that will work

No matter what your business needs, we can find a solution that will work

Assessing your unique exposures and finding just the right solutions to address those risks are what we do best.

When it comes to protecting your business assets, saving time and optimizing your budget, look no further

At Atlas, we have everything you need, together in one convenient place.

We will sift through the thousands of potential insurance-related products and services to customize just the right package that best suits your particular situation.

Think of it not as customer service, but as an ongoing partnership.

With Atlas as your trusted navigator, you’ll always be able to steer past the trouble spots and get the best coverage at the most competitive prices.

What our clients are saying:

Todd Svetin

Todd Svetin

Molokai Ranch, General Manager

Atlas Insurance Agency has been a great partner with Molokai Properties, Ltd. for over 10 years, helping us address all of our insurance needs. Our portfolio of assets, properties, and vehicles can change throughout the year. Their involvement in the often cumbersome process of our annual review provides us the opportunity to adjust and modify our coverages to ensure that we are properly insured for the next fiscal year. We are also grateful for Atlas’ continued support of our annual Heritage Rodeo for the benefit of our island community.

Typical insurance coverages for Bespoke Solutions include but are not limited to:

  • Business Interruption

    Evaluating the business income loss exposure requires an understanding of how business income losses are measured, how a business interruption affects expenses and the property and perils that business income losses can involve.

  • Commercial Auto

    Almost every organization has auto exposures, even those that do not own any automobiles. The most commonly used form for insuring commercial autos, the Business Auto Coverage Form, covers auto liability, physical damage and no-fault exposures.

  • Commercial General Liability (CGL)

    Commercial General Liability (CGL) insurance covers many of the common liability loss exposures faced by an organization, including its premises, operations, and products.

  • Commercial Property

    Whether it is the computers, office furniture, fixtures, equipment, records and office supplies of your small business; the complex machinery of an automated manufacturer; or the office and apartment buildings owned by a large real estate developer, all commercial enterprises use at least some tangible property that is exposed to loss.

  • Commercial Umbrella

    Commercial Umbrella coverage provides liability coverage that supplements the limits of an insured's General Liability, Automobile Liability and Employers Liability policies.

  • Directors & Officers Liability

    Directors & Officers Liability coverage insures corporate directors and officers against claims, usually brought by stockholders, alleging loss due to mismanagement.

  • Employment-Related Practices Liability

    Employment-Related Practices coverage is available for the legal costs to defend claims against sexual harassment, wrongful termination and discrimination, and the actual legal liability for such acts.

  • Flood

    Flooding is a relatively common and costly natural disaster here in Hawaii, particularly in areas near streams, rivers and beaches. Flood water can destroy walls, floors, equipment, supplies, files and much more.

  • Professional Liability

    In today’s insurance marketplace, Professional Liability can be more broadly defined as insurance that covers persons engaged in various occupations against liability resulting from their rendering or failing to render professional services.

  • Temporary Disability Income (TDI)

    The Hawaii Temporary Disability Income (TDI) law was enacted in 1969 and requires employers to provide partial wage replacement insurance coverage to their eligible employees for non-work-related sickness or injury (including pregnancy).

  • Workers Compensation & Employers Liability

    Workers Compensation statutes obligate Hawaii employers, regardless of fault, to pay specific medical, disability, rehabilitation, and death benefits for their employees’ job-related injuries and diseases.

Products & Services

We go the extra mile to monitor the marketplace to ensure your insurance programs are up-to-date and aligned with your goals.

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Please note, coverage information contained in this website is for illustration purposes only, is general in nature, does not represent insurance contract provisions and is not meant to take the place of an insurance review. Please read your policy for specific details or contact one of our Atlas Agents for more information.