Whether your business is home to warehouses full of product or you maintain an insular operation in a small space, one of the greatest risks to your bottom line is crime. If thieves steal or damage your property, you could be responsible for the lost profit from being unable to generate sales of those products, and the added cost to replace the stolen property.
Businesses looking for greater protection can be protected with commercial crime insurance.
What Is Covered Under Our Crime Insurance Policies
Crime insurance provides coverage for a variety of criminal acts such as theft, forgery, computer fraud and so on, that would impact your bottom line. If your employee embezzles money from your business, crime insurance can protect you. Similarly, if your employee is robbed when the facility is open, coverage extends to cover this circumstance as well.
Depending upon the policy, your workers may even be covered when they are no longer on the premises; which can be invaluable for certain types of business, such as delivery drivers. If your business is broken into overnight when no one is around, most crime insurance policies will cover that too.
Do Not Leave Facility Safety Up To Insurance Only
While crime insurance is a simple and effective way to protect the investments that you have made into your business, it is best not to solely rely on a crime policy. Be sure to take appropriate measures to safeguard and protect your business. This means checking your daily receipts against deposits to spot employee theft, installing effective locks on your building, utilizing safes and security cameras and conducting thorough background checks on employees.
With the insurance coverage provided by the crime policy, you can feel confident that your business is financially protected.
Stay Protected With Robust Coverage From A Reputable Firm
If you are concerned about the possibility of losing money or valuable property due to crime, you can take the next step to protect your business by purchasing a commercial crime insurance policy. Reach out to Atlas Insurance Agency at (808) 400-6680 to learn more about the type of policy that may be right for you.