Alternative Risk Financing

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Captives

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If you think insurance is the most efficient manner to deal with risk of loss to your organization. Think again!

Let the Atlas Risk Management professionals help you explore other risk financing strategies to see if you are leaving too much on the table.

For certain businesses, traditional property and casualty insurance alone may not be a financially viable option for the management of risk. Mitigation of the cost of financing risk may be accomplished by a combination of insurance and alternative financing options such as captives.

Atlas has a team of risk management experts who can help you create a program that is an optimal blend of risk transfer and risk retention based on your specific situation and needs. Our goal is always to provide you with the most efficient and effective solutions.

When determining your risk financing options a captive insurance company might be the right solution. A captive can help you manage insurance risks, minimize costs, and improve cash flow while accumulating wealth.

Atlas partners with one of the largest captive managers in the world, Artex, as they have significant experience in the formation and management of captive insurance companies and related entities. We use a systematic process to analyze the need for and feasibility of a captive. Should a captive be viable for your company, we are also here to help you explore, structure, fund, and implement your captive. We will help you navigate through, among other things:

  • Feasibility
  • Capitalization requirements
  • Organizational structure
  • Regulation requirements including State approval
  • Claims processes

Let our experts help you to analyze the benefits and considerations of a captive insurance company and other related entities for your company.

Please note, coverage information contained in this website is for illustration purposes only, is general in nature, does not represent insurance contract provisions and is not meant to take the place of an insurance review. Please read your policy for specific details or contact one of our Atlas Agents for more information.